18 b, rue Haute, L-1718 Luxembourg +352 28 99 72 19 contact@meliora.lu

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ask for Meliora

Meliora literally stands for "better" in Latin.

We are living a profession which can make a difference to your company’s challenges and successes.

Our Services

MELIORA offers management consulting and advisory services in the financial sector. We help businesses to identify particular problems in order to find solutions and grow.

Areas of Expertise

  • Project Management

    What is Project Management?

    The Project Management Institute defines the subject as follows: “A project is temporary in that it has a defined beginning and end in time, and therefore defined scope and resources. Project management, then, is the application of knowledge, skills, tools, and techniques to project activities to meet the project requirements.”


    Why is Project Management important?

    The importance of Project Management lies with the steering of projects. It is essential to steer, document and execute projects' workstreams, milestones, deadlines and deliverables. Without Project Management a whole project team can be mis-leaded, work without guidance, feedback and purpose. Therefore, a project manager provides vision, motivation, coaching, and inspiration to the team in order to achieve their best work.


    How can MELIORA help you steer your projects?

    Project management is essential for the successful completion of a project and its goals. MELIORA's consultants gained extensive experience in Project Management (acting as Project Manager, and assisting with PMO-related tasks) in the Financial Services industry. 

    1.      We assist you in planning your project, including budgeting, resource needs, workstream definition, etc...

    2.     We help you running your project by staying ahead of your workload, reporting, milestones and deliverables.

    3.     We accompany you during and post-project for example by finalising relevant documentation.


    Are you looking for someone who is motivated to help?



  • Operational Review

    What is an Operational Review?

    An Operational Review can be understood as a detailed look within the big picture. It can be performed from various angles but with the intent to provide an impartial view and an independent advice. Using data and factual elements helps the Operational Review to come up with recommendations. Such in-depth views enable facing challenges and defining SWOT.


    Why are Operational Reviews important?

    Everyone, institutions and humans alike, are living in an ever-changing environment. It is key for companies to challenge their organisational structure and processes regularly. Those "sanity" checks are usually driven by growth and change but are too often performed at a very late stage when no other alternative is possible (critical performance or regulatory requirements).

    Performing Operational Reviews facilitates your differentiation on the market. Those exercises stress opportunities and identify problems with associated root causes. It also ensures to maintain compliancy, productivity and profitability at a competitive level.


    How can MELIORA support you?

    MELIORA offers extensive support in the area of organisational review and transformation. We can accompany you on the drafting and review of Target Operating Model (TOM), processes and procedures, governance, roles and responsibilities, staffing and workload assessment.

    Our consultants are certified ICMA OCP (International Capital Markets Association - Operations Certificate Programme) and hence are at the state-of-the-art industry knowledge. Furthermore, such reviews are individual and unique, and can be tailored to your business needs should you require a holistic or specific assessment.


    Are you looking for a process reinforcement, a performance review, or an optimisation of your business operations?



  • Change Management

    What is Change Management?

    Change Management is a structured approach to transitioning individuals, teams, and organizations from a current state to a desired future state. The purpose of Change Management is to implement strategies for effecting change, controlling change, and helping people adapt to change. It focuses on the people side of change to achieve the desired outcomes for a project or initiative.


    Why is Change Management important?

    Change Management helps organizations effectively navigate the complexities of change. It ensures that changes are implemented smoothly and that their intended benefits are realized. Without a structured approach to managing change, organizations may face resistance from employees, confusion, a lack of engagement, and ultimately, the failure to achieve desired outcomes.

    Effective Change Management is about more than just introducing new processes or technologies. It’s about guiding people through the transition, minimizing resistance, and building a committed workforce that embraces change. A well-executed Change Management strategy helps maintain productivity, and fosters a culture of continuous improvement.


    How can MELIORA help you navigate change?

    At MELIORA, we understand that change is constant and that managing change effectively is key to achieving your business goals. Our consultants bring extensive experience in Change Management, particularly in the Financial Services industry, and are ready to assist you in every phase of your change journey.

    1. Strategic Planning: We work with you to develop a clear Change Management strategy, including identifying key stakeholders, assessing change impacts, and defining success metrics.

    2. Execution Support: We help you implement change initiatives by providing the tools and techniques needed to manage resistance, communicate effectively, and keep your team aligned and engaged.

    3. Post-Change Evaluation: We accompany you after the change is implemented to ensure the transition is successful. This includes monitoring the change’s impact, providing feedback, and making adjustments as needed to sustain long-term benefits.


    Are you looking for a partner to guide you through your change?


    > Discover our Team!


  • Digital Transformation & Data Analytics

    What are Digital Transformation & Data Analytics?
    Digital Transformation is the process of leveraging digital technologies to create or modify business processes, culture, and customer experiences to meet changing market demands. It represents a fundamental shift in how organizations operate and deliver value to customers. 
    Data Analytics plays a crucial role in this transformation by enabling organizations to make informed decisions based on data-driven insights. Through advanced data analytics, businesses can uncover patterns, predict trends, and optimize operations across various domains.

    Why are Digital Transformation & Data Analytics Important?
    In today’s rapidly evolving digital landscape, staying competitive means embracing change and leveraging data and advanced technologies effectively. Digital Transformation and Data Analytics are essential for businesses looking to innovate, improve efficiency, and stay relevant in a digital-first world. By integrating technologies like Artificial Intelligence (AI) and Blockchain, alongside data analytics, organizations can unlock new levels of efficiency, security, and customer engagement.

    How can MELIORA help you leverage Digital Transformation & Data Analytics?
    At MELIORA, we recognize the critical role that Digital Transformation and Data Analytics play in today’s business environment and are committed to helping organizations harness these technologies to achieve their strategic goals. Our Team combines deep industry knowledge with technical expertise to deliver tailored solutions that drive innovation and growth.
    1. Strategic Consulting:  We provide expert guidance on how to navigate Digital Transformation and maximize the value of Data Analytics, AI, and Blockchain. Our team assesses your current capabilities, identifies opportunities for growth, and develops a tailored strategy that aligns with your business goals. Additionally, we help you understand and navigate critical European regulations, such as the Central Bank Digital Currency (CBDC) framework, the Markets in Crypto-Assets Regulation (MiCAR), and the AI Delegated Act, ensuring that your digital strategies are compliant with evolving legal standards.
    2. Implementation Support: Our consultants assist you in the design and implementation of Blockchain and AI solutions, ensuring seamless integration with your existing systems. We provide end-to-end support, from selecting the right platforms and tools to managing deployment and training your team.
    3. Continuous Improvement: We work with you post-implementation to monitor performance, gather feedback, and refine your solutions. Our goal is to ensure you achieve the maximum value from your digital transformation efforts.

    Are you ready to digitally transform your business and leverage on Data Analytics?


    > Discover our Team!


  • Sustainable Finance

    What is Sustainable Finance?

    The European Commission defines the subject as follows: “Sustainable finance generally refers to the process of taking due account of environmental, social and governance (ESG) considerations when making investment decisions in the financial sector, leading to increased longer-term investments into sustainable economic activities and projects."


    Why is Sustainable Finance important?

    International agreements such as the UN 2030 agenda and sustainable development goals, the Paris climate agreement and the European Green Deal are driving future regulatory requirements around the topic. And not only the European Union is strongly supporting Sustainable Finance but also investors, market participants and financial institutions.


    How can MELIORA help you in the area of Sustainable Finance?

    Sustainable Finance is the heart of the actual industry evolution and will become the new standard in the coming years. Our consultants are certified experts in sustainable finance.

    1.      We help you to understand how global sustainability megatrends such as the shortage of natural resources, the growth of our population and the global working affect your business needs.

    2.     We assist you to comply with regulatory requirements of the ever-changing regulatory landscape around sustainable finance.

    3.     We support you in defining, shaping and implementing ESG - or sustainability solutions, and in updating your product portfolio.

    4.     We accompany you in developing internal procedures, guidelines and enhancing your external sustainability appearance.


    Are you ready to join our journey?


    > Discover our Team!


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 Did you know?

Thanks to our dedicated network, we are able to draw on a wide range of experts and our capabilities go beyond our industry and areas of expertise.

Why People choose us!

100 %

Tailored Solutions

100 %

Independent Services

100 %

based in Luxembourg

About Us

The Team of MELIORA has worked with many different financial institutions and specialised in the banking sector (including private banks and depository banks).

Our consultants gained experience in the conduction of projects notably in the alignment of existing business models (including M&A), the selection and implementation of operational systems, the creation and development of new products, and the provision of support in remediation projects, ensuring to reach operational efficiency while complying with the ever-changing regulatory landscape.
   We help our Clients in their projects since 2021!

The Team

  • Thomas BLANQUIER

    Consultant
    Thomas started his career at PwC Luxembourg and benefits from more than 8 years of experience in management consulting. While holding different positions in the sphere of Project Management, Thomas has built project expertise with a focus on regulatory and transformation projects (incl. migration, implementation, and testing activities). He has been involved in different assignments for the (private) banking, post-trade financial services and securities services sectors.

    Thomas holds the ICMA OCP (International Capital Market Association - Operations Certificate Progamme) and the PSM I (Profesional Scrum Master I).
  • Dinah KANNGIESSER

    Consultant
    Dinah started her career in Project Management in Germany, before joining PwC Luxembourg for 3 years.
    She has over 7 years of professional experience in the areas of project management, sustainable finance, and projects with a focus on digitalisation or regulatory background. In her capacity of consultant, she has gained specific experience in the financial services industry through several advisory projects.

    Since 2019, Dinah is Certified Expert in Sustainable Finance (University of Cambridge & Frankfurt School of Finance).
  • Raimondo GROVA

    Consultant

    Raimondo is a seasoned professional with over 5 years of experience in the Luxembourg financial landscapeHaving held impactful roles, including that of a Product Manager, he honed his expertise through diverse projects and engagements. His career start at PwC Luxembourg has solidified his adeptness in navigating complex projects and topics such as AI, blockchain, digital initiatives, and big data. Raimondo's consulting expertise allows him to dissect challenges, devise strategic solutions, and implement transformational initiatives.


    Raimondo is an Econometrician that successfully completed a programme in Decentralised Finance delivered by the Frankfurt Business School and is a Certified Blockchain Expert by INSEAD.

  • We are hiring a Consultant/Manager!


    You are interested in our position, and you are matching our criteria?

    Send us your CV at: contact@meliora.lu



    People – Strong communication skills and stakeholder engagement

    • You manage business partner/client relationships and interact with stakeholders at all levels
    • You focus on your own development by working autonomously and driving your career within MELIORA to the next level
    • You are an ambassador for MELIORA and able to represent our team in local workshops as well as industry specific events


    Progress – Passion for continuous professional development

    • You desire to support our clients, to solve their complex business issues from strategy to execution
    • You are a fast learner and able to understand the most complex matters in short time, you approach any new topic with curiosity and high motivation
    • You focus on contributing to business development activities in the form of proposals (project acquisitions) or research papers next to your own ideas


    Project – Interest in delivering value to customers

    • You are an active team member in a broader project team to solve client challenges, using available information and data
    • You develop project specific knowledge which helps you defending project results and recommendations to (senior) management
    • You leverage your newly gained experience and knowledge to strengthen MELIORA’s service offering


    Your Profile

    • Strong academic background, ideally from top-tier university majoring in Finance, Accounting, Business, Technology, Engineering or Economics
    • Experience in Financial Services Consulting, Banking and/or Asset/Wealth Management
    • Knowledge of the Luxembourg Financial Sector and actors
    • German & English or French & English proficiency (all other languages are a plus)
    • Advanced knowledge of Microsoft Office tools
    • Very good relationship management skills, strong analytical skills, and problem-solving mindset

Contact Us

We are looking forward hearing from you very soon!
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MELIORA SARL
18 b, rue Haute,
L-1718 Luxembourg

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